Health cash plans : Limited cover plans

Limited cover plans 

Health cash plans of this type are listed on the right. Select a plan to view details of what is offered.

Who is a limited cover scheme for? 

Some people cannot afford a full cover health cash plan, but want the basic costs of some common health expenses covered. Another group is those who do not see why they should pay for a policy with screening, helplines and lots of extras that they are unlikely to use.

There are few limited cover plans as many insurers argue that people can limit what they spend on a full package by choosing one of the lower levels of benefit 

What kinds of limited cover scheme are there? 

There is no standard policy, so each insurer differs on what they cover, what extras they include/exclude, and whether or not the limited cover has any choices.

Some limited cover plans only offer Dental and Optical cover. (See dental plans).